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UPST Upstart

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  • 47.800
  • -1.390-2.83%
Close Apr 30 16:00 ET
  • 48.500
  • +0.700+1.46%
Post 18:19 ET
4.48BMarket Cap-33.19P/E (TTM)

Upstart Key Stats

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(FY)Dec 31, 2024
(Q4)Dec 31, 2024
(Q3)Sep 30, 2024
(Q2)Jun 30, 2024
(Q1)Mar 31, 2024
(FY)Dec 31, 2023
(Q4)Dec 31, 2023
(Q3)Sep 30, 2023
(Q2)Jun 30, 2023
(Q1)Mar 31, 2023
Total revenue
23.76%628.83M
56.65%211.27M
20.50%162.14M
-5.99%127.63M
24.16%127.79M
-39.35%508.12M
-5.17%134.87M
-14.42%134.56M
-40.50%135.77M
-66.81%102.93M
Net interest income
6.83%138.23M
-20.92%26.34M
6.19%30.03M
39.75%41.41M
5.96%40.46M
43.69%129.4M
10.68%33.3M
47.82%28.28M
11.15%29.63M
169.37%38.18M
-Net interest income
10.27%186.36M
-20.38%41.46M
8.37%40.85M
55.92%52.88M
12.92%51.17M
60.06%169M
32.53%52.07M
69.94%37.69M
17.06%33.92M
199.43%45.32M
-Total interest expense
21.53%48.13M
-19.43%15.13M
14.91%10.82M
167.87%11.47M
50.22%10.71M
155.04%39.6M
103.93%18.77M
208.66%9.41M
85.13%4.28M
643.69%7.13M
Non interest income
29.54%490.6M
82.08%184.93M
24.31%132.11M
-18.76%86.22M
34.90%87.34M
-49.35%378.72M
-9.43%101.57M
-23.04%106.28M
-47.33%106.13M
-78.12%64.74M
-Fees and commissions
13.39%635.47M
30.38%199.28M
14.20%167.59M
-9.16%130.53M
17.86%138.07M
-38.23%560.43M
-1.77%152.85M
-18.17%146.76M
-44.38%143.69M
-62.69%117.14M
-Other non interest income
----
----
----
----
----
---737K
----
----
----
----
-Gain loss on sale of assets
19.95%-144.87M
71.62%-14.34M
12.35%-35.48M
-17.99%-44.32M
3.18%-50.73M
-13.42%-180.97M
-16.31%-50.54M
1.86%-40.48M
33.93%-37.56M
-190.76%-52.4M
Credit losses provision
Non interest expense
6.69%805M
18.79%223.11M
16.19%207.29M
6.05%179.34M
-10.93%195.26M
-21.10%754.55M
-8.57%187.81M
-17.15%178.4M
-35.02%169.11M
-20.37%219.23M
Selling and administrative expenses
13.43%555.73M
19.77%156.49M
15.34%142.41M
12.17%124.66M
6.00%132.17M
-31.86%489.95M
-7.58%130.66M
-17.22%123.46M
-45.31%111.14M
-44.66%124.69M
-General and administrative expense
7.20%388.93M
9.95%101.03M
9.68%99.18M
5.11%91.71M
4.04%97.02M
-2.81%362.81M
1.39%91.89M
-2.54%90.42M
-10.99%87.25M
1.51%93.25M
-Selling and marketing expense
31.19%166.8M
43.05%55.46M
30.83%43.23M
37.95%32.96M
11.81%35.15M
-63.23%127.14M
-23.61%38.77M
-41.38%33.04M
-77.29%23.89M
-76.44%31.44M
Other non-interest expense
-5.79%249.27M
16.56%66.62M
18.10%64.89M
-5.69%54.68M
-33.26%63.09M
11.53%264.6M
-10.74%57.15M
-16.98%54.94M
1.63%57.97M
89.10%94.54M
Income from associates and other participating interests
Special income (charges)
295.82%28.98M
-181.95%-604K
33.36M
-3.78M
0
-14.8M
737K
0
0
-15.54M
Less:Restructuring and mergern&acquisition
-71.79%4.38M
--604K
--0
--3.78M
--0
--15.54M
--0
--0
--0
--15.54M
Less:Other special charges
----
----
----
----
----
---737K
----
----
----
----
Gain on extinguishment of debt
---33.36M
--0
---33.36M
----
----
--0
--0
--0
----
----
Other non-operating income (expenses)
-11.38%18.79M
-0.73%9.8M
43.45%5.08M
-80.16%1.03M
11.05%2.88M
123.86%21.21M
32.42%9.87M
88.30%3.54M
129.96%5.2M
222.38%2.6M
Income before tax
46.51%-128.4M
93.75%-2.64M
83.34%-6.71M
-93.47%-54.46M
50.03%-64.58M
-120.06%-240.03M
24.03%-42.34M
28.30%-40.31M
5.70%-28.15M
-495.09%-129.24M
Income tax
72.90%185K
76.19%111K
350.00%45K
-16.67%15K
-12.50%14K
126.16%107K
113.58%63K
-16.67%10K
-25.00%18K
-15.79%16K
Earnings from equity interest net of tax
Net income
46.45%-128.58M
93.50%-2.76M
83.24%-6.76M
-93.40%-54.47M
50.02%-64.6M
-120.98%-240.13M
23.28%-42.4M
28.29%-40.32M
5.71%-28.17M
-495.37%-129.25M
Net Income continuous operations
46.45%-128.58M
93.50%-2.76M
83.24%-6.76M
-93.40%-54.47M
50.02%-64.6M
-120.98%-240.13M
23.28%-42.4M
28.29%-40.32M
5.71%-28.17M
-495.37%-129.25M
Minority interest income
Net income attributable to the parent company
46.45%-128.58M
93.50%-2.76M
83.24%-6.76M
-93.40%-54.47M
50.02%-64.6M
-120.98%-240.13M
23.28%-42.4M
28.29%-40.32M
5.71%-28.17M
-495.37%-129.25M
Preferred stock dividends
Other preferred stock dividend
Net income attributable to common stockholders
46.45%-128.58M
93.50%-2.76M
83.24%-6.76M
-93.40%-54.47M
50.02%-64.6M
-120.98%-240.13M
23.28%-42.4M
28.29%-40.32M
5.71%-28.17M
-495.37%-129.25M
Basic earnings per share
49.83%-1.44
94.00%-0.03
85.42%-0.07
-82.35%-0.62
53.16%-0.74
-119.08%-2.87
25.37%-0.5
30.43%-0.48
5.56%-0.34
-505.13%-1.58
Diluted earnings per share
49.83%-1.44
94.00%-0.03
85.42%-0.07
-82.35%-0.62
53.16%-0.74
-119.08%-2.87
25.37%-0.5
30.43%-0.48
5.56%-0.34
-564.71%-1.58
Dividend per share
Currency Unit
USD
USD
USD
USD
USD
USD
USD
USD
USD
USD
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
Unqualified Opinion
--
--
--
--
Unqualified Opinion
--
--
--
--
(FY)Dec 31, 2024(Q4)Dec 31, 2024(Q3)Sep 30, 2024(Q2)Jun 30, 2024(Q1)Mar 31, 2024(FY)Dec 31, 2023(Q4)Dec 31, 2023(Q3)Sep 30, 2023(Q2)Jun 30, 2023(Q1)Mar 31, 2023
Total revenue 23.76%628.83M56.65%211.27M20.50%162.14M-5.99%127.63M24.16%127.79M-39.35%508.12M-5.17%134.87M-14.42%134.56M-40.50%135.77M-66.81%102.93M
Net interest income 6.83%138.23M-20.92%26.34M6.19%30.03M39.75%41.41M5.96%40.46M43.69%129.4M10.68%33.3M47.82%28.28M11.15%29.63M169.37%38.18M
-Net interest income 10.27%186.36M-20.38%41.46M8.37%40.85M55.92%52.88M12.92%51.17M60.06%169M32.53%52.07M69.94%37.69M17.06%33.92M199.43%45.32M
-Total interest expense 21.53%48.13M-19.43%15.13M14.91%10.82M167.87%11.47M50.22%10.71M155.04%39.6M103.93%18.77M208.66%9.41M85.13%4.28M643.69%7.13M
Non interest income 29.54%490.6M82.08%184.93M24.31%132.11M-18.76%86.22M34.90%87.34M-49.35%378.72M-9.43%101.57M-23.04%106.28M-47.33%106.13M-78.12%64.74M
-Fees and commissions 13.39%635.47M30.38%199.28M14.20%167.59M-9.16%130.53M17.86%138.07M-38.23%560.43M-1.77%152.85M-18.17%146.76M-44.38%143.69M-62.69%117.14M
-Other non interest income -----------------------737K----------------
-Gain loss on sale of assets 19.95%-144.87M71.62%-14.34M12.35%-35.48M-17.99%-44.32M3.18%-50.73M-13.42%-180.97M-16.31%-50.54M1.86%-40.48M33.93%-37.56M-190.76%-52.4M
Credit losses provision
Non interest expense 6.69%805M18.79%223.11M16.19%207.29M6.05%179.34M-10.93%195.26M-21.10%754.55M-8.57%187.81M-17.15%178.4M-35.02%169.11M-20.37%219.23M
Selling and administrative expenses 13.43%555.73M19.77%156.49M15.34%142.41M12.17%124.66M6.00%132.17M-31.86%489.95M-7.58%130.66M-17.22%123.46M-45.31%111.14M-44.66%124.69M
-General and administrative expense 7.20%388.93M9.95%101.03M9.68%99.18M5.11%91.71M4.04%97.02M-2.81%362.81M1.39%91.89M-2.54%90.42M-10.99%87.25M1.51%93.25M
-Selling and marketing expense 31.19%166.8M43.05%55.46M30.83%43.23M37.95%32.96M11.81%35.15M-63.23%127.14M-23.61%38.77M-41.38%33.04M-77.29%23.89M-76.44%31.44M
Other non-interest expense -5.79%249.27M16.56%66.62M18.10%64.89M-5.69%54.68M-33.26%63.09M11.53%264.6M-10.74%57.15M-16.98%54.94M1.63%57.97M89.10%94.54M
Income from associates and other participating interests
Special income (charges) 295.82%28.98M-181.95%-604K33.36M-3.78M0-14.8M737K00-15.54M
Less:Restructuring and mergern&acquisition -71.79%4.38M--604K--0--3.78M--0--15.54M--0--0--0--15.54M
Less:Other special charges -----------------------737K----------------
Gain on extinguishment of debt ---33.36M--0---33.36M----------0--0--0--------
Other non-operating income (expenses) -11.38%18.79M-0.73%9.8M43.45%5.08M-80.16%1.03M11.05%2.88M123.86%21.21M32.42%9.87M88.30%3.54M129.96%5.2M222.38%2.6M
Income before tax 46.51%-128.4M93.75%-2.64M83.34%-6.71M-93.47%-54.46M50.03%-64.58M-120.06%-240.03M24.03%-42.34M28.30%-40.31M5.70%-28.15M-495.09%-129.24M
Income tax 72.90%185K76.19%111K350.00%45K-16.67%15K-12.50%14K126.16%107K113.58%63K-16.67%10K-25.00%18K-15.79%16K
Earnings from equity interest net of tax
Net income 46.45%-128.58M93.50%-2.76M83.24%-6.76M-93.40%-54.47M50.02%-64.6M-120.98%-240.13M23.28%-42.4M28.29%-40.32M5.71%-28.17M-495.37%-129.25M
Net Income continuous operations 46.45%-128.58M93.50%-2.76M83.24%-6.76M-93.40%-54.47M50.02%-64.6M-120.98%-240.13M23.28%-42.4M28.29%-40.32M5.71%-28.17M-495.37%-129.25M
Minority interest income
Net income attributable to the parent company 46.45%-128.58M93.50%-2.76M83.24%-6.76M-93.40%-54.47M50.02%-64.6M-120.98%-240.13M23.28%-42.4M28.29%-40.32M5.71%-28.17M-495.37%-129.25M
Preferred stock dividends
Other preferred stock dividend
Net income attributable to common stockholders 46.45%-128.58M93.50%-2.76M83.24%-6.76M-93.40%-54.47M50.02%-64.6M-120.98%-240.13M23.28%-42.4M28.29%-40.32M5.71%-28.17M-495.37%-129.25M
Basic earnings per share 49.83%-1.4494.00%-0.0385.42%-0.07-82.35%-0.6253.16%-0.74-119.08%-2.8725.37%-0.530.43%-0.485.56%-0.34-505.13%-1.58
Diluted earnings per share 49.83%-1.4494.00%-0.0385.42%-0.07-82.35%-0.6253.16%-0.74-119.08%-2.8725.37%-0.530.43%-0.485.56%-0.34-564.71%-1.58
Dividend per share
Currency Unit USDUSDUSDUSDUSDUSDUSDUSDUSDUSD
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions Unqualified Opinion--------Unqualified Opinion--------

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